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Meet Our Team

At Insurance One Group, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected. We also believe in giving back! As Agents of Change in our community, we’re dedicated to helping others live well and thrive!

Darrin Zemel
President

Phone: (301) 840-7283 ext. 104
Email: Darrin@insonegroup.com

I have been in the insurance industry since 1991. I received my insurance education at The American College of Insurance. I am currently licensed in Property & Casualty, life and health and can do business in 21 states. My job is extremely rewarding but most importantly humbling. I never take for granted the trust our customers place in us to protect everything they have worked so hard for.

I am a lifelong resident of Montgomery County and love my community. I did my undergraduate work at Towson University in Baltimore, MD. When not working, family time is #1. In my leisure time, I enjoy walking down the beach and boardwalk, traveling, hiking, and just hanging out in my hammock. Currently, I am learning to fly a Cessna 172! I am a big fan of the Redskins, and of spoiling my children and West Highland Terriers. One of my guilty pleasures is sleeping late without being interrupted by the kids or dogs. I rarely get this opportunity but what I wouldn’t do for 10 hours of uninterrupted sleep, a guy can dream!!

I am passionate about helping our local community. I love supporting our local humane society.

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Scott Folstein
Director of Finance

Phone: (301) 840-7283 ext. 1003
Email: scottf@insonegroup.com

I am relatively new to the Insurance Industry. My primary background has been in Retail and Banking, with additional experience in Management and Finance. Helping others achieve their goals and seeing the success of others has always been my passion. I think of myself as a problem solver.

I grew up in Olney, Maryland. I received a Bachelor’s Degree in Management and Business Administration from Florida Tech. My kids and Cairn Terrier consume my time at home! I enjoy traveling around the world meeting new people, and the occasional movie at home, too. Many people don’t know that I have a wealth of basic knowledge that makes me a perfect person for trivia contest and I have a knack for doing voice impressions.

I have spent a lot of time volunteering at my kids school and coaching youth soccer.

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Robert Schreiber
Managing Agent

Phone: (301) 329-8289
Email: bob@insonegroup.com

I began my insurance career in 2003 as one of the two founding owners of Community Insurance Associates, LLC. Since then, I have specialized in the commercial insurance needs of our clients while maintaining managing rolls in our agency. Insurance can be complicated, and helping our clients choose from many coverages to meet their needs makes happy customers . Happy customers give me great satisfaction in my work.

I was raised in Montgomery County, MD and after attending college returned to the DC suburbs where I continue to serve the insurance needs of the area as well as other states. I enjoy spending time with family and friends, traveling and boating. When I’m not working at our agency, I can be found flying and teaching others from my 30 plus years of flying experience.

I take great pride in volunteering in our community. Whether it be fundraising for childhood cancer, food banks or volunteering at my children’s school, I’ve always tried to make time to help those in need and give back to the community.

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Robert Ramsey
Commercial Account Executive

Phone: (301) 840-7283 ext. 105
Email: Robert@insonegroup.com

I have been in the commercial insurance industry since 1996. I started my career as a rater for an insurance company. Today, I enjoy helping clients find the best insurance programs for their business.

I was born in Washington, DC and grew up in Prince George’s County, Maryland. I currently live in Montgomery County. I have recently started running and have completed two 5K’s. I enjoy going on hikes and church activities. I spend my weekends relaxing and watching a good movie.

I volunteer on the Fight Colorectal Cancers gratitude team sending out monthly thank you cards.

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Michael Watson
Associate Agent

Phone: (301) 330-1110
Email: Mike@insonegroup.com

Started my insurance career in 1993 for Rockville Ins. I owned and operated my own agency from 1998 to 2018 and now have joined Insurance One group. Knowing there are endless growth opportunities in this industry is exciting to me as I continue to help customers with their insurance needs.

I grew up in Rockville, MD most of my life. Attended college in Texas, while on a golf scholarship and pursued a professional golf career after I graduated. I am passionate about helping others with my past experiences in life and passing on valuable information to succeed every day. Without a doubt, most importantly, I love spending time with my family. I enjoy teaching kids the game of golf.

I have volunteered for Oakdale High School golf team with instruction and course etiquette.

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Robin Nix

Phone: (301) 840-7283 ext. 108
Email: robin@insonegroup.com

I began my career in the insurance industry in 2001. I have been a Customer Service Rep, Underwriter and Account Manager. I have an Associate’s Degree in Flood Insurance along with licensing in Property, Casualty, Life and Health.

I grew up in the Midwest and graduated from high school in Burtonsville, Maryland. You can always find me in a Kindle ebook and hardbacks. I love watching Documentaries. In my free time, I enjoy painting pottery or going to The National Museum of African American History and Culture. Not many people know that I’m a big NASCAR fan!

I support American Red Cross Blood Donation and National Marrow Donor Program/Be a match program.

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Ron C. Hong
Producer

Phone: (301) 329-8291
Email: ron@insonegroup.com

I have been a P&C and L&H licensed producer with Insurance One Group since 2008. My past business experiences has allowed me to truly understand the needs and coverages my clients look for to keep their business protected properly. Having the knowledge and tools to provide my clients with the proper insurance coverages and protection is very rewarding and grateful to me.

I have lived in the Baltimore/Washington area since 1983 and attended UMBC in 1998 to 2001. I then owned and operated several restaurants and other small businesses from 2001 to 2008. Providing insurance for personal and commercial lines clients have been both exciting and rewarding for the past 11 years, and I look forward to many more years to come.

I have a great joy and passion for the great outdoors with camping and fishing. I can be found fishing, camping or playing sports on the weekends with my family. Singing and stand-up comedy are two other activities that I enjoy but know I should just stick to my day job.

I am a volunteer soccer coach for my children and church youth group counselor.

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Doh Hong
Adminstrative Associate/Agent

Phone: (301) 840-7283 ext. 102
Email: doh@insonegroup.com

I have been a licensed agent for 2 years. I am a people person so being able to interact with different people from all walks of life excites me the most. In doing so, I am able to build lasting relationships which helps me to ensure the right insurance needs.

I was born in South Korea and came to the states in the 1980s. I grew up in Severn, Maryland. I really enjoy spending time with my family, whether it be watching a movie at home, going to the beach, gathering around the dinner table to talk about our day. I can’t stop talking about my husband and beautiful children and how much joy they bring into my life. You can find me playing with my 3 year old and 2 year old or cheering my 11 year old and 9 year old playing soccer. My favorite way to spend a weekend is being with my family. I really enjoy Zumba and cooking.

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Scott Schrier
Senior Director

Phone: (301) 774-0801
Email: scott@insonegroup.com

I first started in the insurance industry in 1990, primarily writing Life Insurance. In 1995, I also received my Property & Casualty license and have been writing all lines of insurance since then. I enjoy helping people protect their families and provide peace of mind with insurance products.

I grew up in Silver Spring and graduated Springbrook High School. From there I went on to graduate from the University of Delaware. You can find me at my kids sporting events or if you’re up early you might see me running through the neighborhood. I love to run; never would of thought that years ago. SPM Strong, Let’s do something each day to improve our Spiritual, Physical, and Mental strength

I enjoy partnering with Holiday Sharing to provide meals for families at Thanksgiving. I also support the efforts of the Boys & Girls Club to empower our youth.

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Gavi Reyes-Mendez
Customer Service Representative

Phone: (301) 774-0801
Email: gavi@insonegroup.com

I have been working for Insurance One Group for 3 years as a CSR. What excites me the most is working with a great team that continues to help me grow in my position and field.

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Lisa Noelle Vich
Agent

Phone: (301) 947-3600
Email: Lisa@insonegroup.com

I have been specializing in customer focused needs for 30+ years in the Insurance industry. I am dedicated to helping our customers understand the complex world of Insurance! I strive to have our clients well informed and able to feel secure in their insurance portfolio.

I am University of Maryland Alumni. My personal hobbies include boating and cheering my children on in their sports! Weekends are spent on the football field or basketball court! Off season is spent anywhere near water with friends and family 🙂

I am a supporter of the Germantown Help – Local Food Pantry.

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Troy Shawn Beharry
Associate Agent

Phone: (301) 774-0801
Email: troy@insonegroup.com

I have been a Licensed Agent over 9 years now. It’s a gratifying experience to service and protect the liability and assets of the members that make us who we are.

I grew up in Howard County Maryland. I am big on activities with my children, especially Fortnite and the Fortnite dances. I prefer to be on a beach in perfect weather eating crabs but I get that same energy and emotional high from being alone at home with my children having zero agenda. I love to cook and clean as well as ironing clothes!

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Mara Esquivel
Associate Agent

Phone: (301) 774-0801
Email: mara@insonegroup.com

I have been an exclusive Insurance Agent for Nationwide Insurance and Associate Agent for Insurance One Group since 2005. What excites me about my job, is the ability to continue growing in the industry and be able to help my clients with their insurance needs with all the respect and professionalism they deserve. Being able to help clients in several different languages is also a plus for me. I am currently licensed in MD, DC & VA and continue to educate myself with changes & requirements within the insurance industry.

I grew up in Kensington MD, graduated from Albert Einstein HS and attended Montgomery College for Studio Art. I love creating and expressing myself with art. I also love running, traveling and spending time with my family.

Oysters are my weakness and in my free time, I am usually involved my kids, art projects or simply relaxing!

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Julio Lopez
Associate Agent

Phone: (301) 840-7283
Email: Julio@insonegroup.com

I have been in the insurance industry for over 15 years. I have my P&C and L&H licensed producer MD, DC, Virginia. My past business experiences have allowed me to truly understand my customers need. Having the knowledge and tools to provide my clients with the proper insurance coverage and protection is very rewarding and grateful to me. I grew up in Rockville, MD, graduated from Richard Montgomery HS and attended Montgomery College. I have great joy and passion for spending time with my family and friends and playing basketball on the weekends.

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Tori Ramey
Agent

Phone: (301) 774-0801
Email: tori@insonegroup.com

I had my life and health license about 7 years ago and decided to go into real estate. With my life and health license, I sold insurance mainly to teachers and small businesses – mostly supplemental insurance. I love helping people find the right insurance product that fits their needs. Protection is key.

I grew up in Olney, MD. I love spending time with my family. I have a very active 7-year-old son, who keeps me very busy with sporting events whether it be swimming, soccer, football or basketball. The evenings and weekends are always full of fun! Saturdays are sports and errands days for our family. Got to fit those in. 🙂 Watching the Redskins (during football season) is where you will find me on Sundays, after a nice morning at the local Farmers Market.

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